APY = Annual Percentage Yield. Rates effective as of 04/23/2024. Fees may reduce earnings.
Cha-CHING Ca$h* Learn More
| Balance | Minimum Deposit to Open | Rate | APY |
|---|---|---|---|
| $0 - $10,000 | $100 | 1.99% | 2.01% |
| $10,000.01+ | $100 | 0.15% | 2.01% to 0.32% |
| All balances if qualifications not met | $100 | 0.01% | 0.01% |
Rate may change after account is opened. To earn your rewards, simply do the following activities and transactions in your Cha-CHING Ca$h account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 automatic payment (ACH auto debit or bill pay) post and settle
Cha-CHING $aver* Learn More
| Balance | Minimum Deposit to Open | Rate | APY |
|---|---|---|---|
| $0 - $10,000 | $100 | 0.40% | 0.40% |
| $10,000.01+ | $100 | 0.15% | 0.40 to 0.17% |
| All balances if qualifications not met | $100 | 0.01% | 0.01% |
Rate may change after account is opened. To earn your rewards, simply do the following activities and transactions in your Cha-CHING Ca$h or Cha-CHING Ca$h Back account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 automatic payment (ACH auto debit or bill pay) post and settle
Certificates of Deposit (CDs) Specials Learn More
| Term | Balance | APY |
|---|---|---|
| 6 Month | $500+ | 3.00% |
| 12 Month | $500+ | 3.50% |
| 36 Month Trade-Up^ | $500+ | 1.52% |
| 48 Month Trade-Up^ | $500+ | 1.62% |
| 60 Month Trade-Up^ | $500+ | 1.72% |
| 10 Month 3 in 1* | $500 - $9,999.99 | 1.42% |
| 10 Month 3 in 1* | $10,000 - $24,999.99 | 1.47% |
| 10 Month 3 in 1* | $25,000+ | 1.52% |
Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Minimum deposit to open and obtain the APY is $500. Consumer and Business funds only. Institutional and public funds not accepted. Available at all Peoples National Bank locations.
^Trade Up option available one-time during the initial term. Trade Up option is based upon the published rate for the remaining term of the original CD excluding specials.
*With the 3 in 1 CD, you may 1) add funds at any time 2) make penalty-free withdrawals and 3) your yield increases as your balance builds
Rate may change after the account is opened.
A penalty may be imposed for early withdrawal.
Certificates of Deposit (Balance: $500 - $9,999.99) Learn More
| Term | APY |
|---|---|
| 1 - 2 Months | 1.37% |
| 3 - 5 Months | 1.37% |
| 6 - 11 Months | 1.43% |
| 12 - 17 Months | 1.45% |
| 18 - 23 Months | 1.47% |
| 24 - 35 Months | 1.50% |
| 36 - 47 Months | 1.62% |
| 48 - 59 Months | 1.76% |
| 60+ Months | 1.91% |
Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Minimum deposit to open and obtain the APY is $500. Consumer and Business funds only. Institutional and public funds not accepted. Available at all Peoples National Bank locations.
Certificates of Deposit (Balance: $10,000 - $99,999.99) Learn More
| Term | APY |
|---|---|
| 1 - 2 Months | 1.38% |
| 3 - 5 Months | 1.44% |
| 6 - 11 Months | 1.48% |
| 12 - 17 Months | 1.49% |
| 18 - 23 Months | 1.49% |
| 24 - 35 Months | 1.58% |
| 36 - 47 Months | 1.74% |
| 48 - 59 Months | 1.95% |
| 60+ Months | 2.15% |
Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Minimum deposit to open and obtain the APY is $500. Consumer and Business funds only. Institutional and public funds not accepted. Available at all Peoples National Bank locations.
Certificates of Deposit (Balance: $100,000+) Learn More
| Term | APY |
|---|---|
| 1 - 2 Months | 1.43% |
| 3 - 5 Months | 1.45% |
| 6 - 11 Months | 1.52% |
| 12 - 17 Months | 1.52% |
| 18 - 23 Months | 1.54% |
| 24 - 35 Months | 1.68% |
| 36 - 47 Months | 1.84% |
| 48 - 59 Months | 2.05% |
| 60+ Months | 2.24% |
Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Minimum deposit to open and obtain the APY is $500. Consumer and Business funds only. Institutional and public funds not accepted. Available at all Peoples National Bank locations.
Individual Retirement Accounts (IRAs) Learn More
| Term | APY |
|---|---|
| 12 Month | 1.43% |
| 12 Month Special | 3.50% |
| 18 Month | 1.48% |
| 18 Month Variable | 1.52% |
| 24 Month | 1.55% |
| 48 Month | 1.76% |
| 60 Month | 1.96% |
Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Minimum Balance to open and obtain APY is $100.00.
Savings Accounts
| Account | Minimum Balance Required to Open | APY |
|---|---|---|
| Statement Savings | $100 | 0.42% |
| Youth Savings | $1 | 0.42% |
| Christmas Saver | $5 | 0.42% |
Annual Percentage Yields (APYs) and rates may change after account is opened. APYs based on Monthly Compounding. Fees may reduce earnings. Earn interest on all balances.
Peoples Prime 50 Checking Learn More
| Balance | Minimum Deposit Required to Open | APY |
|---|---|---|
| $500-$9,999.99 | $100 | 0.48% |
| $10,000+ | $100 | 0.49% |
Annual percentage Yields (APYs) and rates may change after account is opened. APYs based on Monthly Compounding. Fees may reduce earnings.
Peoples Select Checking Learn More
| Balance | Minimum Deposit Required to Open | APY |
|---|---|---|
| $1,000 - $9,999.99 | $100 | 0.49% |
| $10,000 - $24,999.99 | $100 | 0.49% |
| $25,000 - $49,999.99 | $100 | 0.49% |
| $50,000+ | $100 | 0.49% |
Annual percentage Yields (APYs) and rates may change after account is opened. APYs based on Monthly Compounding. Fees may reduce earnings.
Preferred Money Market Learn More
| Balance | Minimum Deposit Required to Open | APY |
|---|---|---|
| $1,000 - $9,999.99 | $1,000 | 0.48% |
| $10,000 - $24,999.99 | $1,000 | 0.49% |
| $25,000+ | $1,000 | 0.50% |
Annual percentage Yields (APYs) and rates may change after account is opened. APYs based on Monthly Compounding. Fees may reduce earnings.
Health Savings Account (Checking) Learn More
| Balance | Minimum Deposit Required to Open | APY |
|---|---|---|
| $0.00 - $999.99 | $1,000 | 0.38% |
| $1,000 - $9,999.99 | $1,000 | 0.41% |
| $10,000+ | $1,000 | 0.43% |
Annual percentage Yields (APYs) and rates may change after account is opened. APYs based on Monthly Compounding. Fees may reduce earnings.
Health Savings Account (CDs) Learn More
| Term | Minimum Deposit Required to Open | Rate | APY |
|---|---|---|---|
| 12 Months | $500 | 1.43% | 1.44% |
Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal.