Whether it’s a routine visit or an unexpected one — you’ll be ready by saving in advance, tax-free.*
Key Features
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Tax-Advantaged Savings*
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Competitive Interest
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No Monthly Service Fees
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Free Digital Banking
Tax-Advantaged Savings*
Competitive Interest
No Monthly Service Fees
Free Digital Banking
Benefits
- Save for medical expenses — and earn interest tax-free*
- Funds roll over year after year if you don't use them
- Funds are yours when you change jobs or retire
- After age 65, funds can be used for any purpose without penalty
- No minimum deposit to open
- Competitive interest on tiered balances
- No monthly service fee
- No minimum balance requirements
- Unlimited check writing and deposits
- Certificate of deposit options for excess funds
Optional Services:
- Free Online banking**
- Free Mobile banking
- Free Debit card
- Free Telephone banking
- Free eStatements and check images via online banking (Statements issued quarterly)
- Paper statements available
- Free Surcharge-free ATMs available
For limits and qualifications visit www.irs.gov.
*Consult a tax advisor.
**A $5 inactivity fee will be charged to your account if you do not pay at least one bill during the month. The inactivity fee is waived the first 3 months after enrolling for bill pay.