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Whether it’s a routine visit or an unexpected one — you’ll be ready by saving in advance, tax-free.*

Key Features

  • Tax-Advantaged Savings*
  • Competitive Interest
  • No Monthly Service Fees
  • Free Digital Banking
  • Save for medical expenses — and earn interest tax-free*
  • Funds roll over year after year if you don't use them
  • Funds are yours when you change jobs or retire
  • After age 65, funds can be used for any purpose without penalty
  • No minimum deposit to open
  • Competitive interest on tiered balances
  • No monthly service fee
  • No minimum balance requirements
  • Unlimited check writing and deposits
  • Certificate of deposit options for excess funds

Optional Services:

For limits and qualifications visit

*Consult a tax advisor.

**A $5 inactivity fee will be charged to your account if you do not pay at least one bill during the month. The inactivity fee is waived the first 3 months after enrolling for bill pay.

Here, the Golden Rule still applies.