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De-stress your holidays by saving in advance…and make sure it really is the most wonderful time of the year!


Key Features

  • Competitive Interest
  • No Monthly Service Fee
  • Free Digital Banking
  • Set aside little by little, year-round for upcoming holiday expenses
  • Competitive interest on entire balance
  • $5 minimum deposit to open (open any day of the year)
  • No monthly service fee
  • No minimum balance requirements
  • Must have at least one automatic transfer deposit per month
  • Make deposits when and in increments you're comfortable with
  • Funds available for withdrawal anytime between October 1 and December 31
    • Early withdrawal will result in penalty*

Optional Services:

*There will be a $10 charge per withdrawal made between January 1 and September 30.

**A $5 inactivity fee will be charged to your account if you do not pay at least one bill during the month.  The inactivity fee is waived the first 3 months after enrolling for bill pay.

Here, the Golden Rule still applies.