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These days, there isn’t much certainty in business. But you’ll find it here with the guaranteed earnings of a fixed-rate CD.

Key Features

  • Competitive, Fixed Rates
  • Wide Range of Terms
  • No Setup or Maintenance Fees
  • Fixed rates, higher than regular savings
  • A wide range of terms available (from 1 month to 5 years)
  • $500 minimum deposit to open
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*

Get Started

Learn what you'll need to open your account. Get started.

FDIC insurance doesn't have to stop at $250,000. CDARS offer FDIC insurance on multi-million dollar balances. Plus, the management of your CDs is handled in full by Peoples National Bank. That way, you gain better rates and peace of mind without inheriting the workload to match.

  • Interest above standard savings, which may compare favorably with other investment alternatives
  • Greater security; multi-million dollar FDIC insurance coverage
  • Convenience; everything is managed internally by Peoples National Bank:
    • One interest rate
    • One statement, linked with your Peoples National Bank checking
      • Free eStatements via business online banking or paper statements available
    • One year-end tax form
    • Free Business Online Banking**
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community

Get Started

Learn what you'll need to open your account. Get started.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC

*Early withdrawals may result in interest penalties.

**Fees may apply.

Here, the Golden Rule still applies.