Rates

APY = Annual Percentage Yield. Rates effective as of 12/16/2014. Fees may reduce earnings.

Cha-CHING Ca$h*

BalanceMinimum Deposit to OpenRateAPY
$0 - $10,000$1001.99%2.01%
$10,000.01+$1000.15%2.01% to 0.32%
All balances if qualifications not met$1000.01%0.01%

Rate may change after account is opened. To earn your rewards, simply do the following activities and transactions in your Cha-CHING Ca$h account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 automatic payment (ACH auto debit or bill pay) post and settle

Cha-CHING $aver*

BalanceMinimum Deposit to OpenRateAPY
$0 - $10,000$1000.40%0.40%
$10,000.01+$1000.15%0.40 to 0.17%
All balances if qualifications not met$1000.01%0.01%

Rate may change after account is opened. To earn your rewards, simply do the following activities and transactions in your Cha-CHING Ca$h or Cha-CHING Ca$h Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 automatic payment (ACH auto debit or bill pay) post and settle

Certificates of Deposit (CDs)

TermBalanceAPY
7 Month$500+0.29%
11 Month$500+0.65%
45 Month$500+1.02%
10 Month 3 in 1$500 - $9,999.990.07%
$10,000 - $24,999.990.12%
$25,000+0.17%

Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum opening deposit is $500. Consumer and Business funds only. Institutional and public funds not accepted. Available at all Peoples National Bank locations.

A penalty may be imposed for early withdrawal.

TermBalanceAPY
1 - 2 Month$500 - $9,999.990.03%
$10,000 - $99,999.990.06%
$100,000+0.11%
3 - 5 Month$500 - $9,999.990.03%
$10,000 - $99,999.990.12%
$100,000+0.13%
6 - 11 Month$500 - $9,999.990.06%
$10,000 - $99,999.990.13%
$100,000+0.17%
12 - 17 Month$500 - $9,999.990.09%
$10,000 - $99,999.990.15%
$100,000+0.21%
18 - 23 Month$500 - $9,999.990.17%
$10,000 - $99,999.990.21%
$100,000+0.26%
24 - 35 Month$500 - $9,999.990.31%
$10,000 - $99,999.990.41%
$100,000+0.51%
36 - 47 Month$500 - $9,999.990.56%
$10,000 - $99,999.990.71%
$100,000+0.81%
48 - 59 Month$500 - $9,999.990.71%
$10,000 - $99,999.990.91%
$100,000+1.01%
60+ Month$500 - $9,999.990.86%
$10,000 - $99,999.991.12%
$100,000+1.22%

Individual Retirement Accounts (IRAs)

TermAPY
12 Month0.14%
18 Month0.20%
18 Month Variable0.15%^
24 Month0.43%
42 Month Special0.75%
48 Month0.98%
60 Month1.22%

Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum Balance to open and obtain APY is $100.00.

^ Annual Percentage Yields (APYs) and rates are subject to change after account is opened. APYs are based on Monthly Compounding. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum Balance to open and obtain APY is $100.00.

Savings Accounts

AccountMinimum Balance Required to OpenAPY
Statement Savings$1000.02%
Little Peoples Savings$10.02%
Christmas Saver$50.02%
Health Savings Account (HSA)$1000.02%

Annual Percentage Yields (APYs) and rates may change after account is opened. APYs based on Monthly Compounding. Fees may reduce earnings. Earn interest on all balances.

Checking Accounts

AccountMinimum Deposit Required to OpenBalanceAPY
Peoples Select Checking$100$1,000 - $9,9990.10%
$10,000 - $24,9990.10%
$25,000 - $49,9990.10%
$50,000 & Over0.10%
Peoples Prime 50 Checking$100$500-$9,999.990.02%
$10,000+0.03%
Preferred Money Market$1,000$1,000 - $9,9990.01%
$10,000 - $24,999.990.02%
$25,000+0.03%

Annual percentage Yields (APYs) and rates may change after account is opened. APYs based on Monthly Compounding. Fees may reduce earnings.