Cha-CHING Ca$h Back

Cha-CHING Ca$h Back

Earn 2% cash back on your everyday debit card purchases!* Swipe your card — get cash back. It's that simple. Plus, we'll reimburse your ATM fees nationwide.* There's no minimum balance requirement to earn these rewards, and no monthly service fee. Just great perks.

And, you can link up your Cha-CHING Ca$h Back account with Cha-CHING $aver so that your cash back and refunds transfer to your savings automatically.* Build up a pile of stashed cash, without ever really having to think about it.

  • 2% cash back on debit card purchases*
  • Refunds on ATM fees nationwide* (up to $20 monthly)
  • Can link to high-interest Cha-CHING $aver account
  • No minimum balance to earn rewards
  • No monthly service fee

Optional Services

Earning your rewards is easy:

To earn your rewards, simply do a few things each month that you'd probably do anyway — we call them qualifications:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatements
  • Have at least 1 automatic payment (ACH auto debit or bill pay) post and settle

If you don't qualify one month, there's still no monthly service fee and you can get back to earning cash back rewards and ATM refunds during the next monthly qualification cycle.

*Minimum to open Cha-CHING Ca$h Back is $100. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Cha-CHING Ca$h Back rewards are automatically transferred to Cha-CHING $aver at the beginning of the following statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Limit one account per SSN.