Home Equity

Home Equity

By making timely mortgage payments, not only have you been building credit, you've also been building equity in your home. Use that equity for other needs that arise, like education expenses, vehicle repairs, a family vacation, and more, with the help of Peoples National Bank.

We'll help you transition your equity into a one-time Home Equity Loan or an anytime-accessible Home Equity Line of Credit. Count on a quick and easy process, backed by repayment terms that work uniquely for you. Get started today.


Home Equity Loans
  • Competitive rates to meet short-term or one-time needs:
  • Education expenses
  • New vehicle
  • Family vacation
  • Major life events
  • Home remodel projects
  • And much more!
  • The collateral is secured by the equity you've built in your home
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Personalized service that aligns our offerings with your needs

*Consult a tax advisor.


Home Equity Lines of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
  • Education expenses
  • Major life events
  • Major home improvements
  • Medical expenses
  • Emergency reserve
  • And much more!
  • Funds available anytime without reapplying; apply once, then use as needed thereafter
  • Funds conveniently available via check, phone transfer through Direct Connect Telephone Banking, or transfers through online banking
  • Revolving credit – as principal is repaid, more becomes available for use
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Personalized service that aligns our offerings with your needs

*Consult a tax advisor.