Rates effective as of Tuesday, June 11, 2013

The rates and ANNUAL PERCENTAGE YIELDS are accurate as of the above date. The minimum deposit required is the minimum amount required to obtain the stated ANNUAL PERCENTAGE YIELD.

Specials

Accounts

Annual Percentage Yield

5 Month CD Special

0.27%*

*Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum opening deposit is $500.  Consumer and Business funds only.  Institutional and public funds not accepted.  Rate effective January 15, 2013 and subject to change at any time.  Limited time offer.  Available at all Peoples National Bank locations.

11 Month CD Special

0.45%*

43 Month CD Special

0.85%*

*Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum opening deposit is $500.  Consumer and Business funds only.  Institutional and public funds not accepted.  Rate effective January 15, 2013 and subject to change at any time.  Limited time offer.  Available at all Peoples National Bank locations.

10 month 3 in 1 CD Special

  • Add funds to your CD anytime
  • Make penalty free withdrawals*
  • Yield increases as your balance increases
  • 10 month term

$0 - $9,999.99

0.07%*

$10,000 - $24,999.99

0.12%*

$25,000 and over

0.17%*

*Annual Percentage Yield (APYs) are subject to change without notice.  APYs based on Monthly Compounding. A penalty will be imposed if withdrawn during first six days of deposit and when withdrawals are made within six days of a partial withdrawal. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum opening deposit is $500.00. Consumer & Business deposits only. Institutional and Public funds not accepted.  Rate accurate as of January 15, 2013. Limited time offer.  Available at all Peoples National Bank locations.

Certificates of Deposits

Accounts

Annual Percentage Yield

To earn APY, open with $500 - $9,999.99.......

30 - 90 Day

0.03%*

91 - 181 Day

0.03%*

182 - 364 Day

0.06%*

12 - 17 Month

0.09%*

18 - 23 Month

0.17%*

24 - 35 Month

0.31%*

36 - 47 Month

0.56%*

48 - 59 Month

0.71%*

60+ Month

0.86%*

To earn APY, open with $10,000 - $99,999.99.......

30 - 90 Day

0.06%*

91 - 181 Day

0.12%*

182 - 364 Day

0.13%*

12 - 17 Month

0.15%*

18 - 23 Month

0.21%*

24 - 35 Month

0.41%*

36 - 47 Month

0.71%*

48 - 59 Month

0.91%*

60+ Month

1.12%*

To earn APY, open with $100,000 or more.......

30 - 90 Day

0.11%*

91 - 181 Day

0.13%*

182 - 364 Day

0.17%*

12 - 17 Month

0.21%*

18 - 23 Month

0.26%*

24 - 35 Month

0.51%*

36 - 47 Month

0.81%*

48 - 59 Month

1.01%*

60+ Month

1.22%*

*Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum opening deposit is $500.  Consumer and Business funds only.  Institutional and public funds not accepted.  Rates subject to change at any time.  Available at all Peoples National Bank locations.

A penalty may be imposed for early withdrawal.

Deposit Accounts

Accounts

Annual Percentage Yield

Individual Retirement Rates

12 Month

0.14*

18 Month

0.20%*

18 Month Variable

0.15%**

24 Month

0.43%*

42 Month Special

0.75%*

48 Month

0.98%*

60 Month

1.22%*

*Annual Percentage Yields (APYs) based on Monthly Compounding. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum Balance to obtain APY is $100.00.

**Annual Percentage Yields (APYs) are subject to change without notice. APYs are based on Monthly Compounding. A penalty may be imposed for early withdrawal. Early withdrawal penalty will reduce earnings. Minimum Balance to obtain APY is $100.00.

Savings

Regular Savings

0.02%*

Little Peoples Savings

0.02%**

Christmas Savers

0.02%***

*Annual Percentage Yields (APYs) are subject to change without notice. APYs based on Monthly Compounding. Fees may reduce earnings. Minimum Opening Balance is $100.00. Earn interest on all balances.

**Annual Percentage Yields (APYs) are subject to change without notice. APYs based on Monthly Compounding. Fees may reduce earnings. Minimum Opening Balance is $1.00. Earn interest on all balances.

***Annual Percentage Yields (APYs) are subject to change without notice. APYs based on Monthly Compounding. Fees may reduce earnings. Minimum Opening Balance is $5.00. Earn interest on all balances.

Preferred Money Market

Tier 1 $1,000-$9,999

0.01%*

Tier 2 $10,000-$24,999.99

0.02%*

Tier 3 $25,000 & Over

0.03%*

*Annual Percentage Yields (APYs) are subject to change without notice. APYs based on Monthly Compounding. Fees may reduce earnings. Minimum Opening Balance is $1,000.00.

Peoples Select Checking

Tier 1 $1,000 - $9,999

0.10%*

Tier 2 $10,000 - $24,999

0.10%*

Tier 3 $25,000 - $49,999

0.10%*

Tier 4 $50,000 & Over

0.10%*

*Annual Percentage Yields (APYs) are subject to change without notice.  APYs based on monthly compounding.  Fees may reduce earnings.  Minimum opening balance is $100.

Peoples Plus Checking

Tier 1 $1,000-$9,999.99

0.01%*

Tier 2 $10,000-$24,999.99

0.02%*

Tier 3 $25,000-$49,999.99

0.02%*

Tier 4 $50,000 & Over

0.03%*

*Annual Percentage Yields (APYs) are subject to change without notice. APYs based on Monthly Compounding. Fees may reduce earnings. Minimum Opening Balance is $100.00.

Peoples Prime 50

Tier 1 $500-$9,999.99

0.02%*

Tier 2 $10,000 & Over

0.03%*

*Annual Percentage Yields (APYs) are subject to change without notice. APYs based on Monthly Compounding. Fees may reduce earnings. Minimum Opening Balance is $100.00.

Peoples Choice

$5,000 & Over

0.01%*

*Annual Percentage Yields (APYs) are subject to change without notice. APYs based on Monthly Compounding. Fees may reduce earnings. Minimum Opening Balance is $100.00.

Peoples Health Savings Account

All Balances

0.02%*

*Annual Percentage Yields (APYs) are subject to change without notice. APYs based on Monthly Compounding. Fees may reduce earnings. Minimum Opening Balance is $100.00.

The above rates may be subject to change. Fees could reduce earnings on the account.

Current Loan Rates

Term

APR

Monthly Payment

Current Fixed Mortgage Rates

*For today's rates, please contact your Mortgage Specialist at your local Peoples National Bank.

Adjustable Mortgage Rates

*For today's rates, please contact your Mortgage Specialist at your local Peoples National Bank.

* Compounding Periods -
12 = Monthly; 4 = Quarterly; 2 = Semi Annually; 1 = Annually