Cloud Capital

Peoples Mortgages

Let us help you build credit & equity

Peoples National Bank is "Your home for home loans." With fixed-rate and adjustable rate products, we have the mortgage solution that's right for you.

Fixed-Rate Mortgages

Enjoy an affordable payment with a fixed-rate mortgage for the life of your loan. Your interest-rate will never change. If you're looking for stability...your payment will always be the same. So, whether you are purchasing, constructing or refinancing, a fixed-rate loan might be your solution.

Adjustable-Rate Mortgages

An adjustable-rate mortgage has an interest rate that is fixed for a period of time and can increase or decrease annually. This type of mortgage may be a good choice if you're planning to move or refinance during your loan term, or if you want to maximize the home price you can afford. We offer several flexible terms

First-Time Home Buyer

Your first home purchase is an exciting event. We can make it even more exciting by offering very low down payments and competitive fixed-rates. Our helpful mortgage lenders will take care of the details, allowing you and your family to take ownership of your new home. Ask for details. Maybe you can realize the American dream sooner than expected!

100% Financing Available

Your options may include 100% financing. Just ask about it.

View Current Rates

Apply Online for Mortgage Loans

Apply online now with one of our many mortgage specialists. You can also use our calculators to help determine what you can afford, your true loan cost, and your likelihood of approval. We have also provided a glossary to help you learn unfamiliar mortgage terms.

Apply Online Now