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Peoples Personal Checking

We treat our customers the way we want to be treated

We've designed personal checking that fits your needs.

Re-Order Checks HERE!

Reorder your personal checks online directly through Deluxe on behalf of Peoples National Bank. As the leading supplier of personal check products to banks, Deluxe features The Most Popular Checks in the World®. Deluxe's online check ordering service is fast, easy and secure!

Re-Order Checks

Switch your Account to Peoples National Bank

Switching banks is never easy. But at Peoples National Bank, we help with a great tool to get the process going.

Peoples National Bank offers a simple way to switch accounts from your old bank to Peoples. Our Switch Kit helps you with the necessary forms to transfer your auto payments and withdrawals from your old checking to your new account with Peoples National Bank.

Switch Kit

Peoples Free Checking

Free Checking - You read it right - this checking account really is free!

Open with only $100

Unlimited check writing

$500 Overdraft Reserve limit

ReadyLine Available

Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping

Free Visa® CheckCard

Free Direct Connect

Free Peoples Online

Free Bill Pay**

No minimum balance requirement

Peoples Premier Checking

Get the Premier benefits from Peoples National Bank with your Peoples Premier checking account.

Open with only $100

Unlimited check writing

$1000 Overdraft Reserve limit

ReadyLine Available with No Transfer Fees

Free Visa® Platinum CheckCard

Free Direct Connect

Free Peoples Online

Free Bill Pay**

Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)

Free First Box of Basic Checks or 25% discount on Designer Checks

Free Safe Box Rent or 25% discount on other sizes (up to and including 5x5)

Free Cashier's Checks

Free PNB Foreign ATM Fees (will still be assessed ATM owner fees)

Keep $5,000 household relationship balance in checking, savings, NOW and Money Market and there is no monthly service charge OR $12 monthly service charge

Peoples Plus Checking

If you keep higher balances in your checking account, you can generate earnings on these funds with this account.

Open with only $100

Unlimited check writing

$500 Overdraft Reserve limit

ReadyLine Available

Free Visa® CheckCard

Free Direct Connect

Free Peoples Online

Free Bill Pay**

Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)

Free Cashier's Checks

Keep $500 minimum balance and there is no monthly service charge

Earn interest on entire balance based on tiers

Keep $1000 minimum balance to earn interest

Peoples Prime 50

For ages 50 and over, enjoy the benefits of traveling, plus receive discounts on various banking services.

Open with only $100

Unlimited check writing

$500 Overdraft Reserve limit

ReadyLine Available

Free Visa® Platinum CheckCard

Free Direct Connect

Free Peoples Online

Free Bill Pay**

Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)

Free 1st Year Safe Box Rent or 25% discount on other sizes (up to and including 5x5)

Free Cashier's Checks

Free Prime 50 Checks or 50% discount on Designer Checks

Keep $500 minimum balance and there is no monthly service charge

Earn interest on entire balance based on tiers

Keep $500 minimum balance to earn interest

Peoples Choice Checking

Get our choice checking account with all the benefits plus earn interest.

Open with only $100

Unlimited check writing

$500 Overdraft Reserve limit

ReadyLine Available

Free Visa® Platinum CheckCard

Free Direct Connect

Free Peoples Online

Free Bill Pay**

Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)

Free First Box of Basic Checks or 25% discount on Designer Checks

Free Safe Box Rent or 25% discount on other sizes (up to and including 5x5)

Free Cashier's Checks

Free PNB Foreign ATM Fees (will still be assessed ATM owner fees)

Keep $5,000 minimum balance and there is no monthly service charge

Earn interest on entire balance over $5,000

Keep $5,000 minimum balance to earn interest

Southern Illinois Miners Checking

Open with only $100

Unlimited check writing

$500 Overdraft Reserve limit

ReadyLine Available

Free Free Visa® CheckCard

Free Direct Connect

Free Peoples Online

Free Bill Pay**

Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)

Free 1st Box of Southern Illinois Miners Checks

Keep $500 minimum balance and there is no monthly service charge

Earn interest on entire balance

Keep $500 minimum balance to earn interest

PNB Hat Trick Checking

Open with only $100

Unlimited check writing

$500 Overdraft Reserve limit

ReadyLine Available

Free Free Visa® CheckCard

Free Direct Connect

Free Peoples Online

Free Bill Pay**

Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)

Free 1st Box of PNB Hat Trick Club Checks

Keep $500 minimum balance and there is no monthly service charge

Earn interest on entire balance

Keep $500 minimum balance to earn interest

Goldman Sachs Investment Checking*

It's a checking account and an investment account all in one. Choose from four different AAA-rated Mutual Funds through Goldman Sachs. Continue to write as many checks as you need while earning interest on your excess balances. Balances in excess of $2,500 are transferred daily, in increments of $1,000, into the mutual fund of your choice.

*Although money market funds seek to maintain a stable $1.00 per share price, there is no guarantee that they will be able to do so. Mutual Funds are not bank deposits or obligations, are not guaranteed by any bank, and are not insured or guaranteed by the FDIC, the Federal Reserve Board, or any other governmental agency. Investments in mutual funds involve risk, including possible loss of principal.

**A $5.00 inactivity fee will be charged to your account if you do not pay at least one bill during the month. The inactivity fee is waived the first 3 months after enrolling for bill pay.