Peoples Personal Checking
We treat our customers the way we want to be treated
We've designed personal checking that fits your needs.
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Re-Order Checks HERE!
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Reorder your personal checks online directly through Deluxe on behalf of Peoples National Bank. As the leading supplier of personal check products to banks, Deluxe features The Most Popular Checks in the World®. Deluxe's online check ordering service is fast, easy and secure!
Re-Order Checks
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Switch your Account to Peoples National Bank
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Switching banks is never easy. But at Peoples National Bank, we help with a great tool to get the process going.
Peoples National Bank offers a simple way to switch accounts from your old bank to Peoples. Our Switch Kit helps you with the necessary forms to transfer your auto payments and withdrawals from your old checking to your new account with Peoples National Bank.
Switch Kit
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Peoples Free Checking
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Free Checking - You read it right - this checking account really is free!
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Open with only $100
Unlimited check writing
$500 Overdraft Reserve limit
ReadyLine Available
Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping
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Free Visa® CheckCard
Free Direct Connect
Free Peoples Online
Free Bill Pay**
No minimum balance requirement
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Peoples Premier Checking
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Get the Premier benefits from Peoples National Bank with your Peoples Premier checking account.
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Open with only $100
Unlimited check writing
$1000 Overdraft Reserve limit
ReadyLine Available with No Transfer Fees
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Free Visa® Platinum CheckCard
Free Direct Connect
Free Peoples Online
Free Bill Pay**
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Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
Free First Box of Basic Checks or 25% discount on Designer Checks
Free Safe Box Rent or 25% discount on other sizes (up to and including 5x5)
Free Cashier's Checks
Free PNB Foreign ATM Fees (will still be assessed ATM owner fees)
Keep $5,000 household relationship balance in checking, savings, NOW and Money Market and there is no monthly service charge OR $12 monthly service charge
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Peoples Plus Checking
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If you keep higher balances in your checking account, you can generate earnings on these funds with this account.
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Open with only $100
Unlimited check writing
$500 Overdraft Reserve limit
ReadyLine Available
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Free Visa® CheckCard
Free Direct Connect
Free Peoples Online
Free Bill Pay**
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Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
Free Cashier's Checks
Keep $500 minimum balance and there is no monthly service charge
Earn interest on entire balance based on tiers
Keep $1000 minimum balance to earn interest
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Peoples Prime 50
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For ages 50 and over, enjoy the benefits of traveling, plus receive discounts on various banking services.
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Open with only $100
Unlimited check writing
$500 Overdraft Reserve limit
ReadyLine Available
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Free Visa® Platinum CheckCard
Free Direct Connect
Free Peoples Online
Free Bill Pay**
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Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
Free 1st Year Safe Box Rent or 25% discount on other sizes (up to and including 5x5)
Free Cashier's Checks
Free Prime 50 Checks or 50% discount on Designer Checks
Keep $500 minimum balance and there is no monthly service charge
Earn interest on entire balance based on tiers
Keep $500 minimum balance to earn interest
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Peoples Choice Checking
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Get our choice checking account with all the benefits plus earn interest.
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Open with only $100
Unlimited check writing
$500 Overdraft Reserve limit
ReadyLine Available
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Free Visa® Platinum CheckCard
Free Direct Connect
Free Peoples Online
Free Bill Pay**
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Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
Free First Box of Basic Checks or 25% discount on Designer Checks
Free Safe Box Rent or 25% discount on other sizes (up to and including 5x5)
Free Cashier's Checks
Free PNB Foreign ATM Fees (will still be assessed ATM owner fees)
Keep $5,000 minimum balance and there is no monthly service charge
Earn interest on entire balance over $5,000
Keep $5,000 minimum balance to earn interest
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Southern Illinois Miners Checking
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Open with only $100
Unlimited check writing
$500 Overdraft Reserve limit
ReadyLine Available
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Free Free Visa® CheckCard
Free Direct Connect
Free Peoples Online
Free Bill Pay**
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Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
Free 1st Box of Southern Illinois Miners Checks
Keep $500 minimum balance and there is no monthly service charge
Earn interest on entire balance
Keep $500 minimum balance to earn interest
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PNB Hat Trick Checking
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Open with only $100
Unlimited check writing
$500 Overdraft Reserve limit
ReadyLine Available
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Free Free Visa® CheckCard
Free Direct Connect
Free Peoples Online
Free Bill Pay**
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Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
Free 1st Box of PNB Hat Trick Club Checks
Keep $500 minimum balance and there is no monthly service charge
Earn interest on entire balance
Keep $500 minimum balance to earn interest
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Goldman Sachs Investment Checking*
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It's a checking account and an investment account all in one. Choose from four different AAA-rated Mutual Funds through Goldman Sachs. Continue to write as many checks as you need while earning interest on your excess balances. Balances in excess of $2,500 are transferred daily, in increments of $1,000, into the mutual fund of your choice.
*Although money market funds seek to maintain a stable $1.00 per share price, there is no guarantee that they will be able to do so. Mutual Funds are not bank deposits or obligations, are not guaranteed by any bank, and are not insured or guaranteed by the FDIC, the Federal Reserve Board, or any other governmental agency. Investments in mutual funds involve risk, including possible loss of principal.
**A $5.00 inactivity fee will be charged to your account if you do not pay at least one bill during the month. The inactivity fee is waived the first 3 months after enrolling for bill pay.
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