Peoples Personal Checking

We've designed personal checking options to fit your needs.

Peoples Free Checking

Free Checking - You read it right - this checking account really is free!

  • Open with only $100
  • Unlimited check writing
  • $500 Overdraft Reserve limit
  • Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping
  • ReadyLine Available
  • Bill Pay**
  • No minimum balance requirement

Southern Illinois University Saluki Checking

Support Southern Illinois University by opening your Saluki Checking!

  • Open with only $100
  • Unlimited check writing
  • $500 Overdraft Reserve limit
  • Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
  • No minimum balance requirement

Southern Illinois Miners Checking

Support the Southern Illinois Miners by opening your Miners Checking!

  • Open with only $100
  • Unlimited check writing
  • $500 Overdraft Reserve limit
  • Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
  • No minimum balance requirement

Peoples Premier Checking

Get the Premier benefits from Peoples National Bank with your Peoples Premier checking account.

  • Open with only $100
  • Unlimited check writing
  • $1000 Overdraft Reserve limit
  • Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
  • Keep $5,000 household relationship balance in checking, savings, and Money Market and there is no monthly service charge OR $12 monthly service charge
  • ReadyLine Available with No Transfer
  • Bill Pay**
  • First Box of Basic Checks or 25% discount on Designer Checks
  • Safe Box Rent at no charge or 25% discount on other sizes (up to and including 5x5)
  • Cashier's Checks
  • PNB Foreign ATM Fees (will still be assessed ATM owner fees)

Peoples Select Checking

Select a checking account will all benefits from Peoples National Bank and earn interest.

  • Open with only $100
  • Unlimited check writing
  • Earn interest on balances over $1,000
  • $500 Overdraft Reserve limit
  • Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping
  • Cashier's Checks

Peoples Plus Checking

If you keep higher balances in your checking account, you can generate earnings on these funds with this account.

  • Open with only $100
  • Unlimited check writing
  • $500 Overdraft Reserve limit
  • Keep $500 minimum balance and there is no monthly service charge
  • Keep $1000 minimum balance to earn interest
  • Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)

Peoples Prime 50

For ages 50 and over, the Peoples Prime 50 checking account provides many benefits along with discounts on various banking services.

  • Open with only $100
  • Unlimited check writing
  • $500 Overdraft Reserve limit
  • Keep $500 minimum balance and there is no monthly service charge
  • Keep $500 minimum balance to earn interest
  • Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping or Check Images (your choice)
  • ReadyLine Available
  • Bill Pay**
  • Earn interest on entire balance based on tiers
  • 1st Year Safe Box Rent at no charge or 25% discount on other sizes (up to and including 5x5)
  • Cashier's Checks
  • Prime 50 Checks at no charge or 50% discount on Designer Checks

Peoples Health Savings Checking Account

If you have a high deductible health plan and qualify for a Health Saving Account, we have an account to fit your needs.

Peoples Health Savings

  • Open with only $100
  • Unlimited Check Writing
  • Electronic Statement and Check Images via Peoples Online or Paper Statement with Check Safekeeping
  • Bill Pay**
  • Keep $100 minimum balance and there is no monthly service charge
  • $15 one-time setup fee

*A $10 inactivity fee will be charged to your acount if you do not use your Visa® CheckCard once every 90 days.

**A $5.00 inactivity fee will be charged to your account if you do not pay at least one bill during the month. The inactivity fee is waived the first 3 months after enrolling for bill pay.