Cloud Capital

Peoples Business Loans

Taking your business to optimum performance

Every business is unique and the type of financing you need depends on several factors. At Peoples National Bank, we can design a loan package to meet your specific needs.

Financing Your Loan

Just as there are many reasons to obtain a loan, there are many alternatives to consider when arranging for bank financing. Peoples National Bank is happy to offer the following options:

Term Loans
If you need money to finance the purchase of equipment, expansion or remodeling, a term loan will allow you to amortize the principal and interest over a longer period of time.

Lines of Credit
If your business needs an adjustable credit limit to help with seasonal fluctuations, a line of credit may be what you need. Our Line of Credit will allow your business to operate smoothly, providing cash resources during your seasonal fluctuations. Your operating line of credit ensures that funds are always readily available at your request.

Commercial Mortgages
Commercial Mortgages help build your future. Whatever your need may be, we offer experience in helping you finance building your business.

Small Business Administration (SBA) Loans
As a certified SBA Lender, Peoples National Bank offers the expertise and experience you need and want. If your business doesn't have the collateral or credit history to qualify for traditional bank financing, we can help you apply for an SBA Loan. SBA Loans help businesses (that would not otherwise qualify) receive the financing necessary to prosper and grow. Long or short-term financing, at fixed or variable rates, is available for all types of small business needs with an SBA Loan.

We also have available Equipment Leases and Floor Plan Financing for those specialized needs.